Chart

Description

Chart empowers innovative fintech companies and financial institutions by offering instant, verified access to client tax records. Leveraging a direct connection to the IRS and major tax preparation software, Chart delivers critical financial data within seconds, eliminating the need for manual data entry or lengthy verification processes.

At its core, Chart automates income verification and client onboarding. The platform transforms raw tax documents into clean, organized JSON data through automatic OCR processing. This structured output is easily integrated into existing fintech tools and workflows, significantly streamlining operations and enhancing user experience. The developer-centric REST API, complete with SDKs and sandbox environments, ensures seamless integration for technical teams.

Chart prioritizes flexibility and user control. Clients can submit their records through multiple options, including connecting to their IRS Online Accounts, linking tax preparation software, or completing official IRS forms. This approach caters to diverse user preferences and technical capabilities. Security is paramount, with non-persistent credentials ensuring that user information is never stored, and every session requires re-authentication. Chart is SOC 2 Type II compliant, adhering to the highest standards of data security and privacy, with reports available upon request.

Furthermore, Chart offers granular access controls, allowing users to choose precisely which documents to share, and provides options for PII reduction through anonymization and obfuscation upon request. This focus on privacy and security, combined with its robust data access and transformation capabilities, makes Chart an indispensable tool for fintechs looking to build the future of finance with reliable, verified financial data.

Chart's Core Features

• Real-time access to IRS tax records

• Automated income verification

• Client onboarding automation

• Direct connection to IRS and tax preparation platforms

• Verified tax documents

• Structured JSON data output

• Developer-friendly REST API

• SDKs and sandbox environments

• Multiple client submission options (IRS Online Accounts, tax software linking, official forms)

• Non-persistent credentials for enhanced security

• SOC 2 Type II compliant

• Granular user consent for data sharing

• Optional PII anonymization and obfuscation

How to use Chart?

1. 1

   Integrate: Connect to Chart's developer-friendly REST API or use provided SDKs.

2. 2

   Configure: Set up submission options for your clients.

3. 3

   Client Submission: Clients connect their IRS accounts, link tax software, or submit forms.

4. 4

   Data Retrieval: Access verified tax records instantly in structured JSON format.

5. 5

   Onboard: Utilize the verified data to automate client onboarding processes.

6. 6

   Optimize: Leverage PII reduction and granular access controls for enhanced privacy.

Chart's Use Cases

• Income Verification
• Client Onboarding
• Loan Application Processing
• Financial Planning
• Fraud Detection
• Automated Reporting

FAQ from Chart

• What kind of tax records does Chart provide access to?

  Chart provides access to verified tax records directly from the IRS and leading tax preparation platforms, enabling comprehensive financial data retrieval.

• How does Chart ensure the security of client data?

  Chart prioritizes security by never persisting user credentials, requiring re-authentication for every session, and is SOC 2 Type II compliant.

• Can clients choose which tax documents to share?

  Yes, Chart offers granular access controls, allowing taxpayers to select exactly which documents they wish to share.

• What are the submission options for clients using Chart?

  Clients can submit records by connecting to their IRS Online Accounts, linking their tax preparation software, or filling out official IRS forms.

• How does Chart transform tax documents?

  Chart uses automatic OCR processing to parse tax records and transform them into clean, organized JSON data for easy integration.

• Is Chart suitable for fintech companies?

  Yes, Chart is built for modern fintechs, empowering them to automate income verification and client onboarding with reliable financial data.

• What developer resources does Chart offer?

  Chart provides a developer-centric REST API, complete with SDKs, sandbox environments, and comprehensive documentation.

• Can PII be anonymized when using Chart?

  Yes, Chart offers the option to anonymize and obfuscate PII and custom fields upon request to protect privacy.

• How quickly can I access client tax records?

  With Chart's direct connection to the IRS and tax platforms, you can get the information you need within seconds.

• What does SOC 2 Type II compliance mean for users?

  SOC 2 Type II compliance signifies that Chart adheres to the highest standards of data security and privacy for its services.