Cashflowy

Description

Cashflowy is bookkeeping and tax software built for the way real estate agents get paid. It combines an AI financial coach, Clara, with a real human bookkeeper you can reach, so agents can see their actual take-home after the brokerage split, keep taxes set aside before they spend, and understand their real estate business finances without learning accounting.

The platform is designed around commissions rather than paychecks. A 'What's Actually Yours' calculator breaks a commission down after brokerage split, cap, lead gen, E&O and desk fees, and taxes, while a real-time tax estimator shows what to set aside at each closing and a 90-day forecast reveals slow months before they arrive. Transactions are categorized using a real estate chart of accounts covering things like MLS dues, mileage and closing gifts, and setup only requires connecting your accounts once, even if business and personal are mixed.

Each month Cashflowy sorts transactions automatically, you review anything that needs you in about six minutes, and your books stay current. It includes a human bookkeeper at no extra charge, works alongside an existing CPA, and connects to banks and services agents already use like Chase, Bank of America, Relay, Mercury, PayPal and more. There is a single $39/month plan ($390/year), a 7-day free trial with nothing charged today, and a 30-day money-back guarantee for US agents.

Cashflowy's Core Features

• AI financial coach (Clara) plus an included human bookkeeper

• 'What's Actually Yours' commission take-home calculator

• Real-time tax estimator showing what to set aside per closing

• 90-day cash-flow forecast to anticipate slow months

• Real estate chart of accounts, prebuilt

• Automatic bank reconciliation and monthly categorization

• Invoicing and billing

• One-time account connection even with mixed personal/business

How to use Cashflowy?

1. 1

   Connect your accounts: Link your accounts once, even if business and personal are mixed.

2. 2

   Let it sort: Each month Cashflowy categorizes your transactions automatically.

3. 3

   Review quickly: Check anything that needs you in about six minutes.

4. 4

   Know your numbers: See your take-home, tax set-aside and 90-day forecast, and ask Clara or your bookkeeper questions.

Cashflowy's Use Cases

• Know your take-home
• Plan for taxes
• Forecast slow months
• Hands-off bookkeeping

FAQ from Cashflowy

• I run everything through one personal account — can I still start?

  Yes. That's the normal starting point for almost every agent; you don't need to separate or clean up anything first, just connect the account you have.

• Why switch from QuickBooks?

  QuickBooks was built for a company with staff to run it; Cashflowy is built for one agent, speaks in splits and set-asides, and comes with a bookkeeper who runs it with you.

• Can it replace my bookkeeper?

  Yes, and it includes a human bookkeeper at no extra charge. If you have a CPA, Cashflowy works alongside them and hands over clean, categorized books at tax time.

• Do I need to understand accounting?

  No. Cashflowy does the looking for you and shows plain numbers — what's yours, what to set aside, what's safe to pay yourself — with no ledgers or jargon.

• Is my financial data safe?

  Yes. It uses bank-level encryption and read-only connections; Cashflowy can see your numbers to help but can never move your money.

• How much does it cost?

  One plan at $39/month ($390/year) with everything included, a 7-day free trial with $0 charged today, and a 30-day money-back guarantee for US agents.